No branches. No jargon. No hidden fees. Just a fairer, faster bank that lives in your pocket and works the way you do.
We started AtomBank because banking had stopped working for ordinary people. So we built the opposite of a legacy bank — honest rates, instant payments and an app you’ll genuinely enjoy using.
To give everyone in the UK a bank that’s fair by default — transparent about money, generous with rates, and ruthlessly simple to use. We measure success not by branches or billboards, but by how much easier we make your financial life.
From a Durham start-up to one of Britain’s most-loved digital banks.
Three commitments that shape every product decision we make.
No hidden fees, no confusing small print and consistently competitive rates. We make money honestly, so you always know exactly where you stand.
Eligible deposits are protected up to £85,000 by the FSCS, secured with biometric login, 256-bit encryption and 24/7 fraud monitoring.
Every screen, every flow and every word is crafted to make managing money feel effortless — because banking should never be a chore.
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Open your AtomBank account in 60 seconds — fairer rates and a brighter way to bank are waiting.